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If you're facing overwhelming credit card debt, a free credit counseling can reveal a customized strategy to pay off your bills.

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Meet your pre-bankruptcy credit counseling and pre-discharge debtor education requirements quickly and conveniently.

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About ClearPoint Credit Counseling Solutions Inc.

ClearPoint Credit Counseling Solutions (CCCS) has been providing consumers with budget, debt and housing advice for over 40 years. Headquartered in Richmond, Virginia with 42 branches in 12 states, ClearPoint’s counselors help consumers identify the causes of their individual financial problems and make a plan to address them. ClearPoint also offers dynamic financial education workshops in the communities we serve. Services are available nationally by phone and Internet, and face to face at our branch locations. We are a member agency of the NFCC and AICCCA, and a system-wide accredited business with the Better Business Bureau. With a mission to promote consumer health through financial education, ClearPoint offers a range of tools, calculators, quizzes, e-books and video at clearpointccs.org, as well as a full suite of interactive online modules at u.clearpointccs.org.

A ClearPoint Client in Her Own Words