Service Fees

ClearPoint receives funding from entities that support financial counseling, private and corporate foundations, state and federal governmental units, creditors and individuals. Although some of our services require a fee, the majority of our counseling and education services are free. ClearPoint does not deny service if you are unable to pay. In cases of financial hardship, fees may be reduced or eliminated.

Service Fee
Credit and Debt Services
Budget and Credit Counseling Free
Debt Management Program Determined by state; $50 maximum
Student Loan Counseling Free
Housing Services
Pre-Purchase Counseling (in person or phone) $150
Pre-Purchase Counseling (Internet) $50*
Post-Purchase Counseling Free
Foreclosure Prevention Counseling Free
Reverse Mortgage Counseling $150
Rental Counseling Free
Bankruptcy Services
Pre-Filing Counseling $50 per household**
Pre-Discharge Education $50 per household
Long Term Coaching/Planning
Hispanic Center for Financial Excellence Free
Educational Services
Homebuyer Workshop (6 hours) $25 per person
Homebuyer Workshop (8 hours) $75 per person***
CheckWise (in person) $40
Checkwise (Internet) $25
Seminars and Workshops Varies****

*We recommend also taking a six-hour educational course to supplement the counseling session. This course costs an additional $25.
**In a select few states, the fee is $20. Please contact us at 800.750.2227 to learn the fees in your state.
***This price includes a two-hour counseling session.
****The price depends on location, size of audience and type of presentation requested.