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We are ClearPoint

ClearPoint Financial Solutions is a national 501(c)(3) nonprofit credit counseling agency licensed to operate in all 50 states. For nearly 30 years, we have been helping people who are struggling with debt regain financial control over their lives. ClearPoint's accredited financial specialists provide budget, housing and bankruptcy counseling in person, over the phone or via the Internet to over 50,000 people a year. They teach consumers how to manage their money better, pay down debt, and save for a secure financial future.

ClearPoint is a system-wide member in good standing of the Better Business Bureau, a member agency of the National Foundation for Credit Counseling (NFCC) and the Association of Independent Credit Counseling Agencies (AICCA), and meets the highest standards of the Council on Accreditation.

Check out ClearPoint's rating at the Better Business Bureau's website.

What is credit counseling?

Many consumers have trouble balancing their monthly income with their spending. They struggle to manage their debt. Good habits are essential when it comes to planning a secure financial future. People who come to ClearPoint need help learning how to budget. During a counseling session, a financial specialist will review your household expenses with you, make recommendations on what you can adjust, and help you direct more money to debt repayment and savings.

When consumers are carrying a lot of credit card debt, a debt management program may be a good option. First, you will need to stop using your credit cards. Then, instead of juggling multiple payments to creditors, you make one monthly payment to ClearPoint. We help by contacting your creditors, lowering your interest rates, and distributing your payment amongst your creditors. We put a stop to late payment fees and dreaded collection calls.