Officers
Our management team consists of legal, financial, IT professionals with a
combined 50 years of experience in banking and credit. As leaders in the
nonprofit credit counseling industry, they are committed to ClearPoint's
mission to provide the highest quality financial education to all consumers.
President and CEO - Christopher J. Honenberger
ClearPoint Financial Solutions appointed a new President and Chief Executive
Officer in April, 2008. Christopher J. Honenberger has over 30 years of
commercial law and banking experience, including a wealth of experience in
partnership building. As CEO, Mr. Honenberger is committed to growing ClearPoint
through strategic alliances with organizations that share in the agency's core
mission to promote financial literacy. He serves alongside 13 unpaid members of
ClearPoint's Board of Directors who represent major business, professional, and
educational organizations around the country.
Chief Financial Officer and Treasurer - Gene Fitz
Gene Fitz attended and received his B.S. in Accounting from Virginia Polytechnic Institute and State
University. He also received his Masters in Taxation from Virginia Commonwealth University and passed
the CPA exam in the state of Virginia. Gene has over 20 years of experience and has held numerous financial
and accounting positions in various industries. Gene has been with ClearPoint for over four years and manages
all financial aspects including financial reporting and compliance.
Vice President Operations - Jim Craig
Jim Craig attended Harvard University and University of Maryland, College Park where he received his Bachelors degree in Psychology. After graduation, Jim joined the U.S. Army in 1990, where he learned about IT and operations with the 3rd Infantry Division - 1st Brigade HQ. Upon receiving his honorable discharge in 1993, Jim began work as a counselor, and the IT systems manager for CCCS of SE MD. Through several agency mergers over the last 16 years, Jim has worked virtually every job in the organizations, including Operations Manager, COO & CFO at CCCS of Southeast Maryland, Director of QA and Process Improvement at CCCS of Virginia & SE MD, and his current position: Vice President - Operations. In this role, Jim oversees IT, Operations, Call Center and the Bankruptcy & Internet counseling directors & managers. Jim is a Microsoft Certified System Engineer (MCSE), and is fully bilingual in American Sign Language (ASL). Jim is currently pursuing his Executive MBA at the College of William & Mary.
President - ClearPoint Credit Counseling Solutions, Atlantic - Ann Estes
Ann Estes joined ClearPoint Credit Counseling Solutions, headquartered in Richmond, Virginia, in August 2000. Prior to joining ClearPoint, Ann was a Vice President for Bank of America. She attended J. Sargeant Reynolds and the University of Richmond and has a degree in Finance. During her early years at ClearPoint, she was the Director of Operations, responsible for creditor relations and building out support centers across the US. She later assumed responsibility for counseling delivery, training and the internet team, servicing all 50 states. Today, as President of the Atlantic Region, her responsibilities are focused on branch counseling and telephone counseling for Virginia, Maryland and North Carolina; additionally, she is also acting as President for our Heartland branches located in Missouri, Illinois, Arkansas, Tennessee, and Kentucky. Ann is a certified credit counselor as well as a certified educator in credit counseling. She is actively involved in various community efforts as well as serving on committees for the National Foundation for Credit Counseling.
President - ClearPoint Credit Counseling Solutions, Pacific - Martha Lucey
Martha Lucey joined ClearPoint Credit Counseling Solutions in May of 2009
following the merger with ByDesign Financial Solutions. Martha has spent eight
years in a managerial capacity the credit counseling industry. She holds a B.S.
in Business Logistics from the Pennsylvania State University and an M.B.A. from
Case Western Reserve University. A graduate of Leadership Fresno, she is an
executive board member of the non-profit No Homeowner Left Behind, an executive
board member of the California Coalition for Quality Credit Counseling, a
member of the United Way of Fresno County's Self-Sufficiency Vision council and
serves on the Bank on Fresno design team. An industry expert, Martha has helped
to shape credit and housing legislation in California and has provided
testimony to the California legislature, and has also served as a speaker and
conference panelist for the Federal Reserve, F.D.I.C. and mortgage lending
forums. As President the Pacific Region, she is responsible for branch
operations in California, Oregon and Washington as well as for overseeing
ClearPoint's housing counseling and education services.
