Bankruptcy FAQ
Frequently Asked Questions
See the answers to these questions regarding bankruptcy in general and bankruptcy education.
- Does the law require that I receive bankruptcy counseling?
- If so, what type of counseling do I need to fulfill these requirements?
- How does a Webinar work?
- My wife and I are filing jointly, do we both have to take the classes (by Webinar or phone) at the same time?
- How quickly can I get through my entire bankruptcy?
- Ch. 7 or Ch. 13 bankruptcy–what’s the difference?
- How does bankruptcy and a Debt Management Plan differ?
- How many years will bankruptcy remain on my credit report?
- Will a bankruptcy affects my credit the same as a Debt Management Plan would?
- How much will it cost for me to file bankruptcy?
- How do I file for bankruptcy?
- Can ClearPoint recommend a good bankruptcy attorney?
- I don’t understand the idea of a “Means Test”?
- What do I do if I don’t even have the funds to hire an attorney?
- Who will be able to see that I filed bankruptcy?
- What should I do with my Bankruptcy Debtor Education Certificate?
- Will ClearPoint’s bankruptcy staff help in completing my bankruptcy documentation?
