ClearPoint Credit Counseling Solutions’ personal finance certificate program is offered in your choice of service delivery options–any of which will earn you a certificate from ClearPoint that meets the Justice Department’s Pre-Discharge Debtor Education requirement.
Read more about either options including the price and how to begin the learning process required to earn your second certificate needed to discharge your bankruptcy.
The goal of the program is to give those recovering from bankruptcy the money management skills needed to reestablish their credit and overall financial situation. A “fresh start” after bankruptcy can lead people astray if they do not make use of new financial tools to move ahead in ways that help them reach their goals while avoiding rebuilding debt.
It covers: setting goals, budgeting, adjusting expenses and income, managing a checking account, rebuilding and using credit to your benefit and identity theft prevention.