Bankruptcy Counseling Solutions
Pre-Bankruptcy Counseling Pre-Discharge Education
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Making the Right Decision

Choosing to file bankruptcy is not easy, but it may be the most practical step to take to recover from your financial situation.  ClearPoint is prepared to provide personal bankruptcy counseling to individuals and families.  Because you are making such a major decision, we will take special care to provide you with all of your options, and discuss the pros and cons of each choice.

Filing for Bankruptcy

ClearPoint adheres to EOUST guidelines and requires certain information before scheduling your Pre-Filing Bankruptcy Counseling session. If you are ready to begin, please Click Here.  Effective October 17, 2005, The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 requires new policies and procedures for filers.  ClearPoint can help you fulfill your requirements for the approval process:

• Financial Counseling and Education.  Our NFCC-certified  Financial Specialists conduct educational bankruptcy counseling sessions that are personalized for you.
• Alternatives to Bankruptcy. ClearPoint will provide you with the most current and relevant financial information available. Once you know all the facts, you will be well-equipped to make the best choices for your financial future.
• Financial Management Instructional Course. ClearPoint will ensure that you have the necessary skills and tools to prepare you for the future and to avoid returning to stressful debt situation.

For more information please select the service desired below:
Pre-Bankruptcy Counseling
Pre-Discharge Education

Don't trust just anyone with your credit and money management. By working with ClearPoint, you will receive guidance from an accredited agency staffed by CDIA- and NFCC-certified Financial Specialists. Learn more about Our Standards For Performance.

ClearPoint Credit Counseling Solutions is approved to issue certificates evidencing completion of a personal finance management course in compliance with the Bankruptcy Code.*

We offer Pre-Bankruptcy Counseling and Pre-Discharge Debtor Education in the following states: Arizona, Arkansas, California, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maryland, Michigan, Minnesota, Missouri, Mississippi, Nevada, New York, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Virginia, Washington, and Wisconsin.

*Approval does not endorse or assure the quality of a Provider's services.