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Ways to Save Money

Living within a budget is critical to gaining control over your financial situation. But getting the most out of your dollar doesn't mean you can't get the most out of life. Check out the Ways to Save Money below for practical solutions to creative cost savings. From budgeting basics to saving money on gas and groceries, you'll learn how you can achieve financial security without sacrificing comfort.

Learn how to maximize what you have in the short-term to minimize your debt in the long-term, "Reduce debt, manage expenses, and increase savings." Ready to get started?

The number of ways to save money on a daily basis may surprise you. With help from ClearPoint Credit Counseling Solutions, a certified consumer credit counseling service, learn how you can build your savings in your everyday life and during the times that matter most.

What Can You Do?
Take control! It is all too easy to swipe that credit card at the checkout. You don't feel the pain until you get your credit card statement in the mail.

Household Budget Defined
Do you know why a household budget can make a significant difference in your savings?

Create Your Own Budget
Here's your chance to learn how to put your money savings ideas into practice.

Saving Every Day
By learning creative ways to save money in your everyday life, you will have more funds to put toward your short and long term financial goals. The more ideas you can incorporate into your daily habits, the faster you will achieve those goals.

How to Consolidate Your Bills
By developing a strategic approach to paying down debt, you will see your savings grow much faster than you ever thought possible.

Wise Uses for Your Tax Refund
You may not want to spend this money all in one place. Find out where to put this springtime bonus.

Creating a Wedding Budget
Using a realistic budget during your wedding planning can keep the stress out of your spending.

Strategies for Saving Money on Prescription Drugs
Helpful tips to make sure you are still saving while you have to spend on health insurance.

ABCs of Using Credit Wisely
Follow these helpful tips to teach your teenager how to budget and manage money more effectively.

Don't Let Your "Wants" Rule Your Household Budget
To avoid falling into the "I gotta have it" trap, take some time to think while you shop.

Credit Counselors Offer Simple Ideas to Create Extra Income
To avoid falling into the "I gotta have it" trap, take some time to think while you shop.

Our Credit Counselors Give Tips on Open Enrollment Opportunities
It's best to approach Open Enrollment season as an opportunity to balance your coverage needs with your household budget.

Ways to Save on a College Education
With proper planning and determination, you can pay less for college without lessening the value of your education.

Become a Professional Shopper and Save Money!
If your goal is to save money when shopping, then you've got to take your game to the next level.

Travel without Breaking the Budget
It's time to plan the family's summer getaway. Don't let a burden of debt displace your happy vacation memories. Lingering vacation-related bills can have a ripple effect on your household budget for months to come.

Pay Attention to Your Car
Keeping your vehicle in good shape helps keep your household budget in good shape as well.

Budget Cuts You Never Thought Of
While prices are rising and many of the costs of living are beyond your control, you still may have choices and flexibility in other areas. An NFCC-certified counselor at ClearPoint Credit Counseling Solutions can help you see your situation from a different angle.

Think Global but Vacation Local
With the rising fuel costs, and the decreasing value of the dollar, we are challenged to come up with ways to enjoy our time off WITHOUT breaking the bank.

Feed a Family for $5.55
Eating in can be both healthy and inexpensive. ClearPoint is pleased to bring you some budget-saving tips.

Comparison-Shopping
Your dollar store stocks cans of V8 for 53¢ rather than the $1.07 you've paid at your chain grocery store. T.J. Maxx carries the same shower mat as Target for half the price. You snag an extension ladder for $20 at a flea market. For bargain shoppers, these examples illustrate the "thrill of the hunt."

Consumer Spending
How much did you spend last year on entertainment? Food? Gasoline? Most of us have no idea. Figuring out how much you spend and where you spend it will allow you to make adjustments to your household budget and to meet your financial goals.

Schooled on Saving Big
Do you have patience and a sense of adventure? If so, you can save big on vision treatment, dental care, legal services, message therapy, acupuncture, hair care, income tax preparation, and more, right in your home town.

Lean Spending for Green Housecleaning
Anyone who buys bottles of Formula 409 or Windex knows it costs a pretty penny for the most popular cleansers. Check out a health food store and you'll see that a bottle of natural all-purpose cleaner costs about $8.