ClearPoint

Credit Counseling Services

Article Search

Search our resource library for helpful articles, tips and information.

Search Now

 

Other ClearPoint Services Available To You

ClearPoint Offers more than Credit Counseling and Debt Management Programs. All of our financial services are designed and tailored to help achieve financial goals for you and your family.

arrow
Learn More
Credit Counseling
You Can Trust.

Tools and Calculators

ClearPoint offers easy-to-use, interactive tools to help you assess your personal financial status. Find out about your financial health by taking the quiz and using the calculators below. If you determine that you want to improve your current financial situation, contact us for assistance today.



Financial Fitness Quiz
Financial debt can cause a great deal of stress in a person's life. Find out if your spending habits are impacting your financial situation.

Debt-to-Income-Ratio Calculator
Your Debt-to-Income Ratio (DTI) is a primary indicator of your financial wellness. Are you at risk of financial trouble?

Monthly Budget Calculator
Creating and maintaining a monthly budget is the easiest way to maintain control over your financial situation. Make sure you are earning enough each month to confidently cover your bills.

Car Cost Comparison Calculator
Can't decide which car to purchase, maybe you have forgotten some high cost items. Use this tool to help you make the right decision.

Bi-Weekly Mortgage Calculator
This calculator shows you possible savings by using an accelerated bi-weekly mortgage payment.

Start Your Debt Management Program Now.

If a DMP is right for you, you will learn to successfully reduce your debt through:

  • Financial review
  • Budget analysis
  • Action plan
Get Started Now
Or call us today at 877-422-9045
ClearPoint Financial Solutions
Overview Choosing an Agency Debt Management Program
Overview Signs of Needing a DMP
What Can You Do? What is a Budget? How to Create a Budget Saving Every Day How to Consolidate Your Bills Budget Tips for Tax Time Wedding Budget Prescription Drug Costs ABCs of Using Credit Wisely Rule Your Household Budget Ideas to Create Extra Income Health Care Open Enrollment Ways to Save on a College Education Become a Professional Shopper Travel without Breaking the Budget Pay Attention to Your Car
Importance of Good Credit Understanding Borrowing Higher Minimum Payments How to Pay Down Debt Credit Card Terms and Conditions Debit Cards Paying Bills Online Managing Your Credit Card Bankruptcy and Your Credit Report Protect Your Credit Identity From Theft Use Your Tax Refund for Debt Relief Credit Card and a Free T–shirt = Risk Manage Student Loan Lenders Identity Theft and Your Credit Report Your Work Hours Have Been Cut
Loss of Income Managing Injury and Debt Managing Debt with an Educational Loan Deceased Family Member New Baby Managing Expenses with Elderly Parents Overcoming Compulsive Spending Coping with Gambling Debt Natural Disaster Budgeting in the Real World Looking for the Right Credit Counseling Agency? Your Work Hours Have Been Cut Over-Financing the American Dream Are Baby Boomers Spoiling Their Kids? When to Buy Your First Home?
Car Smarts Childcare Cost Savings Energize Your Earnings Food for Thought Healthy Home Budgeting How to Read Your Pay Stub Saving with Style Sound Mind, Sound Body, Sound Wallet Spending Free Time Wisely Seniors- Save on Prescriptions Phone Bill Taxing Your Household Budget? Household Budgeting Tips