What Our Services Cost
ClearPoint Credit Counseling Solutions
ClearPoint Financial Solutions is a non-profit organization that provides
consumer credit counseling services to all consumers in need. To best fulfill
on our educational mission of increasing financial literacy, ClearPoint
provides financial education, budget analysis, credit/debt counseling, and
group workshops as a service to the community. There is no obligation to
participate in any of our paid services.
ClearPoint Debt Management Solutions
As a non-profit organization which focuses on helping consumers achieve
financial stability, ClearPoint Financial Solutions works diligently to offer
its voluntary services for a modest fee.
If you choose to join a debt management program through ClearPoint, your
National Foundation for Credit Counseling (NFCC)-certified Financial Specialist
will work with your creditors to determine the required monthly payment to help
you pay off your debt most effectively. Debt management program fees and
contributions vary by state of residence, and your Financial Specialist will
provide a written agreement outlining your exact costs and terms. For
ClearPoint's new debt management program clients,
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To offset the administrative costs incurred during the life of your debt
management program, a maximum of $35.00 per month will be deducted from your
monthly payment to creditors by ClearPoint. All deposits are fully insured
against loss or misappropriation.
ClearPoint will never turn an individual or family away based on an inability
to pay these contributions or fees. Payment plans can be developed so you can
concentrate your efforts on regaining financial stability, and still help us to
ensure that we continue to support communities around the nation through our
educational mission.