At ClearPoint, we help people with a variety of housing goals and needs. For some clients, keeping their home and avoiding foreclosure is a challenge. We can help via our foreclosure prevention counseling, where we look for programs that help people keep their homes. Others may be preparing to buy a home for the first time, and we can help them too with our pre-purchase counseling and Essentials for Buying your First Home program. We also offer reverse mortgage counseling, rental counseling, and a few other services, programs, and educational opportunities. Take a look at what we offer and see what’s right for you. For more information, give us a call at 800.750.2227.
Our Pre-Purchase Counseling helps future home buyers avoid getting in over their heads. A brief educational session covers the homebuying process and allows buyers to determine how much of a home they can realistically afford. Clients can get this counseling by phone, in-person, or through an online workshop. If you select the phone or in-person option, the cost is $150. Learn More »
A personalized Foreclosure Prevention Counseling session will reveal your overall financial picture and explain possible alternatives to foreclosure. Determining the best course of action can be difficult to do on your own, especially with the large number of programs and options available. We help you make sense of it all and make the recommendations that we think are best for you. We are HUD-certified for this service, and thanks to their funding this is offered free of charge. Learn More »
Our Reverse Mortgage Counseling provides education to seniors interested in accessing cash or supplementing their monthly income through home equity. Our counselors will teach you about the various forms of reverse mortgage along with the advantages and disadvantages of the program. Clients who complete the program will be granted a HECM Certificate of Counseling, which is required by HUD for those seeking to obtain a reverse mortgage. Learn More »
This service is for those who have recently completed the homebuying process. People who are new to owning a house need to make sure that they are prepared for the new costs they will incur. We teach you what to expect and how to manage your finances effectively. We also cover the specifics of your mortgage and its features. This service is offered free of charge. Learn More »
Renting can pose a variety of problems to consumers. Some might struggle to make their payments, others may face eviction, and some might be struggling to find a rental due to a poor credit history. ClearPoin’t rental counseling can help with these types of situations. Our counselors will discuss your options and rights, and they can help you make sense of it all. This service is offered free of charge. Learn More »
We offer a few other programs and resources. Click the links below to learn more:
Our certified housing counselors are ready to help–just call us at 800.750.2227.