Know Your Money Blog

Welcome to ClearPoint’s Know Your Money Blog. Here you will find articles and tips on a wide variety of financial topics. We cover everything from student loans to buying a home to building back your credit score. Use the topics list to search through various categories or check out the most recent posts below. We value your feedback, so if you enjoy a post, have a question, or think we missed something, be sure to let us know in the blog’s comment section. Thanks for reading!

In general, I am skeptical of “refinancing” because it’s a term (and proposed solution) that gets thrown around too loosely. In my opinion, it’s not a [...]

Today, we want to clear up some confusion surrounding credit counseling and its fee structure. In other words, we want to clear the air about how [...]

You’ve likely heard of the three national credit bureaus: Experian, Equifax, and TransUnion. In fact, you have relied on the credibility of these agencies if you’ve [...]

Credit counseling can be a mysterious subject. It sometimes gets lost in the world of banking services, self-help financial apps, and other products and services, even [...]

As part of our campaign and contest, “Life After Debt: Stories of Financial Recovery and Empowerment,” we are searching high and low for the best debt [...]

At ClearPoint, we are always celebrating “Life After Debt,” and today we want to take a quick look at four very successful clients who have been [...]

We have been talking lately about debt-to-income ratios (DTIs) and how they serve as good indicators of overall financial health. We recently covered the question of [...]

If you’ve spent any time on our website or talking with one of our counselors, you know how important a debt-to-income ratio can be. This tool, [...]

Becoming debt-free is an important goal and a significant financial milestone. To some, it might feel out of reach, and to others it might be just [...]

Paying off credit card debt is an important financial priority for anyone who has it. The interest rates can get out of control quickly, and it [...]

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