Costs

Budget and credit counseling
Free.

Debt management plan
ClearPoint’s fee for the debt management plan is the lessor of $40 per month or the amount permitted by state law.

Housing services

Due to grant funding, we are able to offer these five services at no cost.

Bankruptcy counseling
Pre-bankruptcy counseling (certificate included)

• Webinar: $40 for an individual, $50 for a couple
• Workshop: $50 for an individual, $60 for a couple
• One-on-one counseling: $90 per person
• One-on-one counseling: $85 per person (Oregon only)
• One-on-one counseling: $60 per person (New Jersey only)
• One-on-one counseling for couples:  $120

Pre-discharge bankruptcy counseling (certificate included)

• Webinar (single or couple): $40
• Internet Course (single or couple): $40
• Workshop (single): $50
• Workshop (couple): $60

Fees are current as of June 2011, and are subject to change without notice.