Costs

Below is a list of our services along with their costs as of July 2014.

Budget and Credit Counseling

This service is offered free of charge.

Debt Management Program

Some clients will decide to enroll in our Debt Management Program after the initial Budget & Credit Counseling Session. ClearPoint’s fee for the debt management program is the lessor of $50 per month or the amount permitted by state law.

Housing Services

The following services are currently offered at no cost, due to grant funding:

  • Foreclosure Prevention Counseling
  • Post-Purchase Counseling
  • Rental Counseling

Other Housing Services

Pre-purchase counseling is offered in several formats and at several different prices:

  • Via phone: $125
  • Online via the Essentials for Buying your First Home: $75

Reverse Mortgage Counseling requires a fee of $150.

Bankruptcy Counseling (certificate included)

  • Pre-Filing Counseling: $20 or $50 (depending on state)
  • Pre-Discharge Education: $50 per household

Student Loan Counseling

This service is offered free of charge.