Costs

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Budget and credit counseling Free.

Debt management plan ClearPoint’s fee for the debt management plan is the lessor of $40 per month or the amount permitted by state law.

 

Housing services

  • Mortgage Default and Foreclosure Counseling
  • Home Pre-Purchase Counseling
  • Home Post-Purchase
  • Rental Counseling
  • Reverse Mortgage Counseling

Due to grant funding, we are able to offer these five services at no cost.

Bankruptcy counseling Pre-bankruptcy counseling (certificate included)

  • Webinar: $40 for an individual, $50 for a couple
  • Workshop: $50 for an individual, $60 for a couple
  • One-on-one counseling: $90 per person
  • One-on-one counseling: $85 per person (Oregon only)
  • One-on-one counseling: $60 per person (New Jersey only)
  • One-on-one counseling for couples:  $120

Pre-discharge bankruptcy counseling (certificate included)

  • Webinar (single or couple): $40
  • Internet Course (single or couple): $40
  • Workshop (single): $50
  • Workshop (couple): $60

Fees are current as of June 2011, and are subject to change without notice.