Testimonials
Jennie T. - Midwest
$36,000 in initial debt
Jennie T. is a Midwesterner who chose to clean up more than $36,000 of consumer debt.
An experienced behavioral therapist with a Master's Degree, she didn't come across as
someone who would have problems managing her money, and certainly not one who
would incur huge debt. One day, she heard an educational radio program and decided
to seek help to stop the harassing calls at home and work. Five years later and debtfree,
she wants to help others by sharing her life experience.
"I didn't realize help was out there. I was drowning and scared, feeling all alone with
the problem. A friend finally told me to get help from a company that provides debt relief. I
can't tell you how much I learned about simple ways to manage my money better and live free
of debt."
"My big problem was moves. Sure, I moved for better jobs in my field, but each move also
created many more expenses than I expected. I was sure it would all 'just work out,' but I was
wrong. The hole just kept getting deeper and I kept thinking, I can handle it...I couldn't, the debt
became out of control and I felt trapped."
"From the very first conversation, I knew I was going to be okay. My ClearPoint
counselor understood exactly what I needed to do and she gave me the confidence I needed to
regain my life. At first it was hard knowing I'd be living life on a "cash basis," but that helped me to
focus on the things that were really important. The fees and penalties creditors add on top of the
usual charges are really amazing and scary. I quickly saw and felt the benefits of the plan
ClearPoint created. I started sleeping better, and I felt stronger. Calling them was the best gift I
ever gave myself."
Jennie uses her experience to offer tips to avoid crushing debt or to seek debt relief:
- "Avoid using more than one credit card. Having a
wallet full of credit cards can be a formula for disaster."
- "Don't let shame or pride stand in your way of
doing the right thing. Take a deep breath and call for help. Just be
sure you work with a qualified, proven, reputable counseling
organization. That goes for budgeting planning as well as debt relief.
Good planning with a trusted partner will keep you on the right path."
- "Shred unsolicited mail offers."
- "Ask yourself if you really, really need that new pair of shoes or accessory for the car. If you
don't, just walk away."
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